Florida’s 4th DCA Court Upholds the Sworn Proof of Loss Requirement

Florida’s Fourth District Court of Appeals, Upholds Sworn Proof of Loss Requirement . A sworn proof of loss is a condition precedent to filing suit against an insurer, and an insurer need not show prejudice when an insured breaches a condition precedent to suit. In the  Rodrigo v. State Farm Florida Ins. … [Continue reading]

Filed Under: Florida Insurance, Home Owners Claims |Tagged With:

Texas Supreme Court Strikes a Blow to Policyholder’s Rights

In the case linked below, the Texas high court put new restrictions on facts that can be discovered about how adjusters produce their property damage estimates, their constancy, and if the are dealing fairly. Since most adjusters are hired and paid for by the insurance companies, this limit of discovery can … [Continue reading]

Filed Under: Insurance Issue from around the County, Insurance Policies |Tagged With: ,

Is Citizens Property Insurance Corporation immune to Bad Faith Claims? Read Further

Is Citizens Property Insurance Corporation immune to Bad Faith Claims? If you sat at my desk over the last several years, and saw how Citizens underpaid thousands of hurricane claims, and ruined thousands of peoples lives, you’d  say, the need to be sued for bad faith. One story of Insurance … [Continue reading]

Filed Under: Bad Faith, Florida Insurance, Insurance Justice™ |Tagged With: , ,

File a insurance claim in these states ( Watch out)

USA TODAY ran an article,”7 worst states for filing homeowners’ claims,” From their article, you can expect the following rate hike for using a product you have already paid for. 7. Illinois • Premium hike after one claim: 17.7% • Premium hike after two claims: 32% 6. Utah • Premium … [Continue reading]

Filed Under: Home Owners Claims, Insurance Issue from around the County, Insurance Justice™, Insurance Policies |Tagged With: ,

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