Bad Faith: more than a low estimate is needed according to the the Seventh Circuit U.S. Court of Appeals
Relying on your Insurance Company to get your damage estimate correct is always a problem and according to the Seventh Circuit U.S. Court of Appeals it isn’t bad faith just because the variance to final estimate is large.
In Indiana, to prove “bad faith” on the insurer’s part requires a plaintiff to prove both that the insurer knew their denial was illegitimate and knew they were culpable, “There was evidence that the delayed payment to Plaintiff deceived the Plaintiff, or exercised an unfair advantage to pressure Plaintiff to settle the claim.”
A insurance policy is usually over 30 pages of dense material, and the policy can have a different meaning depending on the laws of each state.
The key is to expediting your Insurance claim and ensuring that you get a maximum recovery is to enlist very experienced legal counsel at the beginning of the process.
We always provide a 100% free review of your claim, If we don’t recover for you, we work for free, no recovery, no fee, it’s that simple.
If you are seeking legal representation from any type of claim against a insurance policy,please contact our office to schedule a free and confidential appointment. Call us at 855-500-Claims