New Cases in the Florida Sumpreme Court decedied: de la Fuente v. Florida Insurance Guaranty Ass’n

The Florida  Supreme Court has ruled that when Florida Insurance Guaranty Association (FIGA) takes over a covered claim, statutory definition of “covered claim” in effect when Insurer was adjudicated insolvent should govern any payments made on the claim, i.e. (1) the definition of “covered claim” in effect on the date that Insurer was adjudicated to be insolvent governed the scope of FIGA’s liability to Insureds for the sinkhole loss at their property; and (2) Insureds were precluded from obtaining an appraisal award for their sinkhole loss directly from FIGA under the terms of the policy.

see the case here: 

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