Insurer’s mere negligence in handling a claim is insufficient to support a finding of bad faith rules the Florida 4th DCA

Even thou the court recognized that there were in fact deficiencies in GEICO’s claims handling it was not enough to say the Insurance Company committed bad faith. Uh? The Fourth District pointed out, that: “[N]egligence alone is insufficient to sustain a bad faith award. An insurer’s imperfect handling of a claim … [Continue reading]

Filed Under: Insurance Claims, Insurance Issue from around the County, Insurance Justice™, Insurance Policies |Tagged With: , , ,

The Florida Supreme Court has ruled that policyholders have coverage for the whole property insurance claim even when there are multiple concurrent losse

The Florida Supreme Court has spoken. My office has argued this doctrine before, the Concurrent Cause Doctrine, and now with  Sego v. American Home Assurance Company, the Florida Supreme Court has made it the law of the land in Florida and insurance companies will no longer be abe to hide under dubious multiple … [Continue reading]

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New Cases in the Florida Sumpreme Court decedied: de la Fuente v. Florida Insurance Guaranty Ass’n

The Florida  Supreme Court has ruled that when Florida Insurance Guaranty Association (FIGA) takes over a covered claim, statutory definition of “covered claim” in effect when Insurer was adjudicated insolvent should govern any payments made on the claim, i.e. (1) the definition of “covered claim” in effect on the date that … [Continue reading]

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New Hampshire Supreme Court has held that a persistent odor could constitute a “physical loss” under a homeowner’s insurance policy

Lynyrd Skynyrd once wrote about it in their song, ” That Smell” ( Ooooh that smell,Can’t you smell that smell), and now the  New Hampshire Supreme Court recently held that a persistent odor could constitute a “physical loss” under a homeowner’s insurance policy. The Supreme Court thought that “physical loss” need not … [Continue reading]

Filed Under: Insurance Issue from around the County, Insurance Policies |Tagged With: ,

What is CLUE? (Comprehensive Loss Underwriting Exchange)

CLUE (Comprehensive Loss Underwriting Exchange) CLUE is a claims-information report generated by LexisNexis®, a consumer-reporting agency. What a CLUE report contains The report generally contains up to seven years of personal-auto and personal-property claims history. What a CLUE report contains The report contains the following claim information provided by your … [Continue reading]

Filed Under: Insurance Claims, Insurance Issue from around the County, Insurance Justice™, Insurance Policies |Tagged With: , ,

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