Homeowners’ insurance  policies covers damage caused  by perils including, but not limited to just fire and storm damage but also losses like theft and vandalism. Homeowners insurance policy’s are called either a HO-2, HO-3 (aka  All Risks policy) or HO-8 policies,  and the policies are divided into several  parts: Coverage A – Dwelling … [Continue reading]

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Water Damage – Condo Water Damage

In Florida water damage from a burst pipe is one of the most common causes of damage to homes and condominiums.  Water damage is widespread and each occurrence can cause thousands of dollars in claims. Plumbing issues like pipe burst, pipe breaks  can come from refrigerators, water lines, hot water … [Continue reading]

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