CLUE (Comprehensive Loss Underwriting Exchange) CLUE is a claims-information report generated by LexisNexis®, a consumer-reporting agency.
What a CLUE report contains
The report generally contains up to seven years of personal-auto and personal-property claims history. What a CLUE report contains
The report contains the following claim information provided by your insurance company: Your name Date of birth Policy number Date of loss Type of loss Amount the company paid Description of the covered property Property address for homeowner claims or specific vehicle information for auto claims .
What companies report
Insurance companies report all claims for which they: Pay out money Set up a file for a possible claim Formally deny a claim LexisNexis advises insurance companies not to report claims information when you contact them to simply ask a question about coverage or your deductible.
How insurance companies use CLUE reports
Insurance companies use CLUE reports An insurer may request a CLUE report when you apply for coverage or request a quote.
The company uses your claims history, or the history of claims at a specific property, to decide if it’ll offer you coverage and how much you’ll pay. Insurance company studies show a relationship between past claims and claims you report in the future.
Get a free report
The Fair Credit Reporting Act entitles you to a free copy of your CLUE report. To request a copy, contact: LexisNexis, Consumer Center Request your personal report online (www.lexisnexis.com) Call 866-312-8076
Note: If you need a CLUE report on a property you’d like to buy, the owner must request it.
Why ask for a report?
You can check for inaccurate or unrelated information that could be making you pay higher rates. If you find mistakes, contact LexisNexis Consumer Center at 888-497-0011. They’ll verify your information with the reporting insurance company and notify you of the results within 30 days. You can add an explanation to an item in the report that will show in all future reports.
Need to File an Insurance claim?
Insurance claims is a legal process nowadays, and one in my opinion should never file an insurance claim without a lawyer on aboard first.
Fighting for Insurance Justice™ is no easy matter, we take it one case at time, and fight to get policy holders respect.
We have vast experience in dealing with insurance companies. We always provide a 100% free review of your claim, If we don’t recover for you, we work for free, no recovery, no fee, its that simple.
If you are seeking legal representation from an insurance claims lawyer please contact our office to schedule a free and confidential appointment. Call us at 855-500-Claims or 786-431-1333
We handle cases all over Florida: Tampa, Naples, Sarasota,Davie, Weston, Hollywood, Key Biscayne, South Beach, Sunny Isles, Aventura, Cutler Bay, Miramar, Deerfield Beach, Coconut Creek, Doral, Lauderhill, Miami Lakes, Pembroke Pines, Miami, Fort Lauderdale or Palm Beach, Jacksonville, Orlando and Ft. Meyers.